Smart Investor

Invest With Us, Earn 9% to 12% APY

Earn Higher Returns Without Increasing Risk, That Is Trust Deed Investing

With trust deed investing, you have the opportunity to lend money to a borrower secured by the title to a property. This type of investing can offer the potential for higher returns (locked 9% to 12% under contract) compared to traditional fixed income investments, and can provide you with the opportunity to diversify your portfolio by investing in a tangible asset.

Earn Returns Typically From 9% to 12% Annually.

Irrefutable Benefits

Irrefutable Advantages of Investing in Trust Deeds

In addition to the potential for higher returns, trust deed investing also offers a number of other benefits, including professional servicing, the ability to evaluate the creditworthiness of the borrower and the value of the property, and legal protection through a promissory note and trust deed.

True 100% Passive Investment

Investing in rentals which comes with headaches; unless you have a property manager, Read More...

Benefits of an Immovable Collateral: The Property

The benefit of lending against an immovable property in a valuable zip code, Read More...

Full Control of Your Money and Investment

We do not touch your money, ever. It’s as simple as that. Read More...

Advantages of Investing In Trust Deeds

In addition to high equity and returns and low risk, here are other advantages, Read More...

High Returns You Can Count On

It is industry standard to charge an average of 10% APR for Trust Deed Loan; Read More...

High Equity is Guaranteed

At BCF, we only lend on properties that have a considerable amount of equity. Read More...

About Us

Our Amazing Team Building Your Dreams

Are you ready to take control of your financial future and earn higher returns on your money collateralized by real estate?

Our team of experienced professionals will work with you to identify the best trust deed investment opportunities and guide you through the process from start to finish. We offer a range of investment options to suit your risk tolerance and investment objectives, and we are dedicated to helping you achieve your financial goals.

True Passive Income: “Experience Peace of Mind and Consistent Revenue With Trust Deed Investing”

- Bobby Sharma

Let’s Get Started

How It Works

A individual identifies a property that he/she believes can be acquired, renovated, and sold at a profit.

BCF offers a loan of up to 70% of the purchase price of the property, at an interest rate of 9-11%. The loan is secured by the property.

The individual renovates the property, which increases its value and further secures the loan.

If all goes as planned, the individual sells the property within 6 to 12 months, repaying the loan to BCF.

In the event of default, BCF forecloses on the property using the 30%+ safety buffer to recoup the principal and any lost interest.

Recently Funded Trust Deeds

Achieve consistent income with reduced volatility and a substantial margin of safety

Commercial

Capitola, CA

Residential

Costa Mesa, CA

Residential

Rancho Cordova, CA

Residential

Oakland, CA

Don't miss out on this exciting opportunity to earn higher returns on your money

With minimal risk, Trust Deeds returns 667% higher than what banks are offering for a traditional non-liquid certified deposit (CD).

Invest With Us

True 100% Passive Investment

According to Investopedia.com, “Passive income is earnings derived from a rental property, limited partnership, or other enterprises in which a person is not actively involved.”

It is safe to say that Investopedia is a little off its mark by including “rental property” in its definition because anyone who has owned a rental property know it’s not 100% passive. Also, it is safe to say that private lending is a true passive investment because there isn’t anything to do after a loan has funded. Once escrow closes and the money is wired to the borrower, there really isn’t much to do, but to wait for your monthly payments.

Better Capital Fund has already been through the trial and errors and have perfected the entire process from A to Z. Within our network, we have very talented marketing, loan consulting, underwriting, legal, loan servicing, and customer service already in place.

All we need is just a verbal commitment from you to start, easy.

What If The Borrower Doesn’t Pay?

With any type of lending, even with good intentions to repay, there is the potential of the borrower defaulting on the loan and is unable to pay due to some unforeseen circumstances. That is not uncommon in the conventional and private lending industry.

Contrary to the myths circulating about the private money lending industry, lenders don’t like to have to deal with foreclosing on a property. The lender doesn’t want to have to cause duress on to the borrower and they don’t want to deal with the courts in order to foreclose on a property. This is not our common practice, and certainly not our desire. However we are well prepared to do so, but in order to recover the funds, this is what we are required to do. Yes, we have systems in place with the servicing company to take care of all of this as well.

The benefit of lending with collateral is the physical collateral. If the collateral remains easily sellable and remains valuable then the lender can recover the funds. With cars, we have heard stories of people hiding them in other cities, states, or even ship them to other countries. With equipment loans, they can be damaged or is hard to sell once recovered. With credit cards, it’s what we call an unsecured loan, and there is very little recourse if the person defaults.

Complete Control Of Your Capital

Unlike most investments, we do not ask you to transfer any money into our accounts.

To be clear, if you decide to work with us, we simply need your verbal commitment and proof of funds; yes, just a verbal commitment. We will simply find, appraise, underwrite, and then open escrow for you. Again, you are not investing in our Better Capital Fund.

The funds remain in your account until you are ready to transfer them to a professional 3rd party title/escrow company where they will ensure that your money is safe by recording the trust deed with your interest is also executed during this escrow process.

Once the title is cleared by the title company, then you simply wire the money into the 3rd party escrow company where it will be transferred directly to the borrower.

***5/4/2021 SPECIAL UPDATE: By popular demand, we have added a 2nd option to our custom-designed investment platform/software which will allow an investment amount of just $10,000 if you are an accredited investor. (Please ask us about how this works)

Of course, we will guide you through this process step by step.

Advantages of Investing In Trust Deeds

We lend exclusively in the state with strong current and future economies, high real estate growth, and property valuation.

We are nationwide, but we focus our deals in the state of California, Florida, Washington, Texas, Massachusetts, and New York.

IRA’s, Trusts, Pension Plans, Partnerships, and Corporations are all acceptable
All trust deeds come with an A.L.T.A title insurance policy
With minimal risk, Trust Deeds returns 667% higher than what banks are offering for a traditional non-liquid certified deposit (CD)
Notes are “semi-liquid” and can be sold or traded
You can choose from short or long term notes both of which yield monthly interest

Call Bobby at 925-364-4955 to find out if you are qualified to work with us.

We’ll teach you how you can get your money working for you passively.

High Returns That You Can Count On

This is a true passive income investment with minimal risk.

We self-underwrite in-house and present you with project highlights, and you have the freedom to choose on which to proceed. Basically, you get to cherry-pick your favorite projects to invest in.

In comparison, with traditional CDs you would be lucky to get a 1.5% APY; it’s safer, but do you really want to waste your years away earning 1.5% when you can be making an average of 10% APY?

With stocks, you are going to have to research, follow up on, and make trades daily or at least monthly; the risk is definitely much-much higher.

Of course, rental properties are a great investment from a tax and deductions point of view, but after ~25% vacancy, agent commissions, and repair costs, what are you really making at the end of the year?

After pondering the risk-reward dilemma in investments, investing in Trust Deeds (Hard Asset Money) secured by real estate is the best and sma

High Equity Is Guaranteed

We are a systems-driven company; we rely on automation and checklists-on-checklists in order to make sure that nothing falls through the cracks. We will protect your investment at all costs, so we only lend up to 70% of the value of the property, in valuable zip codes, and match you up with great borrowers. Some investors even choose to use their own appraisers which we welcome.

We’ll find and package the perfect projects dedicated to you, so your money works for you with a strong layer of protection.